Dashboard/TRU

TRU

CAUTION

TruCap Finance Limited

Finance · NSE

↑ 69.0% vs fair value

52W Low

₹5

+34.1% from low

52W High

₹21

-70.7% from high

News sentiment

10 bull10 neu7 bear

✦

Analyst Note

4d ago

TruCap Finance Limited is trading at a significant discount to its fair value of ₹19.66, with a margin of safety of 68.7%. The stock's current price of ₹₹6.1 is 68.7% below its estimated worth. Key concerns include a deteriorating return on capital employed and a high debt-to-equity ratio of 3.02. Sentiment has turned bearish over the last week despite a bearish 30-day trend. This stock may suit risk-tolerant investors seeking value.

6 articles

TruCap Finance Ltd Locks at Upper Circuit With 4.64% Gain — Buyers Queue, Sellers Absent - Markets Mojo

Google News: TRU·16d ago

▲ BULLISH

TruCap Finance Ltd is Rated Strong Sell - Markets Mojo

Google News: TRU·18d ago

▼ BEARISH

Insider reports two 5,000‑share sales by Steven Chaouki (TRU) - Stock Titan

Google News: TRU·21d ago

▼ BEARISH

TRU SWOT Analysis: Strong Growth Potential Revealed in 10-Q Fili - GuruFocus

Google News: TRU·21d ago

– NEUTRAL

TruCap Finance Ltd is Rated Strong Sell - Markets Mojo

Google News: TRU·29d ago

▼ BEARISH

TruCap Finance Ltd Locks at Upper Circuit With 5.0% Gain — Buyers Queue, Sellers Absent - Markets Mojo

Google News: TRU·29d ago

▲ BULLISH

Valuation Gauge

CAUTION+69.0% Margin of Safety

OVERVALUEDFAIRLY VALUEDUNDERVALUED

Current Price

₹6

Fair Value

₹20

Fair Value Analysis

₹20

Loss-making company — EPS ₹-12.90, PAT ₹-152Cr, Revenue ₹103Cr. Standard valuation formulas (DCF/Graham/Lynch) are not applicable for loss-making companies. Monitor for return to profitability.

Not rated

P/B Multiple

100% weight

₹23

Price vs Market

TRU

Nifty 50

Technical Pulse

Plain English — no jargon

RSI 45.2Bearish

52-week range-16.7% from high

L 4.55H 7.25

20-day avg₹6▼ 4.3%

50-day avg₹6▼ 0.8%

📍

Price PositionNeutral

Not enough price history to assess trend.

💪

Momentum (RSI)Neutral

RSI is 45 — neutral momentum, neither overbought nor oversold.

📈

Short-term TrendBearish

Below both 20-day and 50-day averages — no short-term recovery signal yet.

↓Combined Verdict

Some fundamental concerns combined with a downtrend — proceed with caution. Review the company's recent results before deciding.

Shareholding Pattern

Stock Health Score

Mixed Signals

5.1 / 10

50% data

Profitability

0/10

Negative EPS of ₹-12.9 — company is currently loss-making

Debt & Leverage

10/10

D/E ratio of 3.0x is well within the Finance sector norm of 4.0x — strong balance sheet

Valuation vs Peers

5/10

P/E data unavailable — scored neutral

Cash Flow

7/10

Positive operating cash flow of ₹211 Cr — healthy for Finance sector

Earnings Growth

5/10

Growth data unavailable — scored neutral

Dividend

4/10

No dividend — typical for growth-stage companies

Company Health Timeline

10-year financial health at a glance

FY19

FY20

FY21

FY22

FY23

FY24

FY25

Revenue Growthⓘ

OPM %ⓘ

Net Profitⓘ

Free Cash Flowⓘ

ROE %ⓘ

ROCE %ⓘ

Debt / Equityⓘ

Interest Cov.ⓘ

Health Score

Strong

Moderate

Weak

Poor

No data

Sentiment Trend — Last 30 Days

Historical Returns

Key Ratios & Growth

FCF Yield

253.9%

Free cash flow / market cap

Revenue Growth (YoY)

-71.2%

Year-on-year revenue change

Profit Growth (YoY)

-4300.0%

Year-on-year PAT change

Operating Cash Flow

₹212 Cr

TTM cash from operations

Key Financials

EPS (TTM)

₹-12.9

P/E Ratio

—

P/B Ratio

0.7x

ROE

-140.7%

ROCE

-10.8%

Debt / Equity

3.02x

Beta

0.91

Div Yield

—

FCF (Cr)

₹211 Cr

Revenue (Cr)

₹192 Cr

EPS Growth 5Y

—

Mkt Cap (Cr)

₹73 Cr

52W High

₹20.8

52W Low

₹4.6

Book Value/Share

₹9.2

Financial History

Period	Revenue	Op Profit	OPM%	PAT	EPS
TTM	₹103 Cr	₹-179 Cr	-173.0%	₹-152 Cr	₹-12.90
2025-03-31	₹197 Cr	₹-46 Cr	-24.0%	₹-59 Cr	₹-5.07
2024-03-31	₹162 Cr	₹0 Cr	0.0%	₹11 Cr	₹0.94
2023-03-31	₹123 Cr	₹10 Cr	8.0%	₹1 Cr	₹0.05
2022-03-31	₹76 Cr	₹12 Cr	15.0%	₹4 Cr	₹0.45
2021-03-31	₹30 Cr	₹4 Cr	12.0%	₹1 Cr	₹0.17
2020-03-31	₹19 Cr	₹6 Cr	31.0%	₹4 Cr	₹0.60
2019-03-31	₹19 Cr	₹2 Cr	12.0%	₹2 Cr	₹0.32

Compounded Growth Rates

Sales Growth

3Y-5.7%

5Y+28.0%

10Y—

Profit Growth

3Y—

5Y—

10Y—

EPS Growth

3Y—

5Y—

10Y—

Peer Comparison

Finance

Stock	Price	Fair Value	MoS%	P/E	ROE	Signal
SILINV SIL Investments Limited	₹436.9	₹1,876.1	+76.7%	10.8	1.3%	FAIRLY_VALUED
NBIFIN N. B. I. Industrial Finance Company Limited	₹1,900	₹8,108.1	+76.6%	37.6	0.5%	FAIRLY_VALUED
BFINVEST BF Investment Limited	₹390	₹1,536.3	+74.6%	9.3	1.2%	FAIRLY_VALUED
NSIL Nalwa Sons Investments Limited	₹5,576.5	₹21,591.5	+74.2%	126.6	0.1%	FAIRLY_VALUED
CPCAP CP Capital Limited	₹93.7	₹335.3	+72.0%	4.2	6.3%	FAIRLY_VALUED
VLSFINANCE VLS Finance Limited	₹231.3	₹820.3	+71.8%	14.2	5.8%	FAIRLY_VALUED
SAMMAANCAP Sammaan Capital Limited	₹162	₹567.9	+71.5%	7.8	5.7%	FAIRLY_VALUED
KICL Kalyani Investment Company Limited	₹4,935	₹14,921.9	+66.9%	48.8	0.5%	FAIRLY_VALUED

Institutional Activity

Bulk deals, block deals, short selling & delivery volume — NSE data

Insider Trading

Community Pulse

What is Dalal Street saying?

r/IndiaInvestments · r/Dalal_Street_Investments · r/IndianStockMarket

No Reddit mentions found yet for TRU.

StockTwits

What traders are saying right now

StockTwits

No StockTwits activity found for TRU.

Search Interest

Google Trends · India · Last 90 days

Trends

Trend data not yet available — check back soon.

Telegram Channels

ET Markets · CNBC TV18 · Moneycontrol · Zee Business · NDTV Profit

No Telegram mentions found yet for TRU.

Exchange Filings

BSE announcements · last 90 days

NSE ↗BSE ↗

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