NSIL
FAIRLY_VALUEDNalwa Sons Investments Limited
Finance · NSE
↑ 74.2% vs fair value
52W Low
₹4,700
+18.6% from low
52W High
₹8,730
-36.1% from high
Valuation Gauge
Current Price
₹5,577
Fair Value
₹21,592
Fair Value Analysis
₹21,592
Based on balance sheet strength analysis and book value multiple for Finance sector companies | Sector-cheap: P/E at 95th percentile vs sector peers. | CAUTION: ROCE declining (latest 0.4%) — returns on capital are falling; verify this isn't a value trap. | COVID impact: PAT dropped from ₹79Cr (FY2019) to ₹19Cr (FY2020); recovery incomplete. CAGR uses pre-COVID base.
Balance Sheet Value
39% weight
P/B Multiple
62% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Mixed Signals
Profitability
ROE of 0.1% is below the Finance sector benchmark of 18%
Debt & Leverage
D/E ratio of 0.0x is well within the Finance sector norm of 4.0x — strong balance sheet
Valuation vs Peers
P/E of 122.8x is 1.9x the Finance sector median of 65x — expensive
Cash Flow
Positive operating cash flow of ₹62 Cr — healthy for Finance sector
Earnings Growth
5yr EPS CAGR of -10.9% — earnings are declining (sector avg growth: 23.9%)
Dividend
No dividend — typical for growth-stage companies
Company Health Timeline
10-year financial health at a glance
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
-0.5%
Free cash flow / market cap
Revenue Growth (YoY)
-11.9%
Year-on-year revenue change
Profit Growth (YoY)
-8.1%
Year-on-year PAT change
Operating Cash Flow
₹62 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹45.5
P/E Ratio
122.8x
P/B Ratio
0.2x
ROE
0.2%
ROCE
0.3%
Debt / Equity
0x
Beta
0.16
Div Yield
—
FCF (Cr)
₹62 Cr
Revenue (Cr)
₹109 Cr
EPS Growth 5Y
-10.9%
Mkt Cap (Cr)
₹2,860 Cr
52W High
₹8,730
52W Low
₹4,700
Book Value/Share
₹31,533.5
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | ₹86 Cr | ₹35 Cr | 40.0% | ₹25 Cr | ₹45.54 |
| 2025-03-31 | ₹125 Cr | ₹64 Cr | 51.0% | ₹46 Cr | ₹90.94 |
| 2024-03-31 | ₹89 Cr | ₹75 Cr | 84.0% | ₹56 Cr | ₹109.56 |
| 2023-03-31 | ₹134 Cr | ₹125 Cr | 94.0% | ₹93 Cr | ₹177.02 |
| 2022-03-31 | ₹97 Cr | ₹80 Cr | 82.0% | ₹66 Cr | ₹128.64 |
| 2021-03-31 | ₹67 Cr | ₹46 Cr | 68.0% | ₹43 Cr | ₹83.74 |
| 2020-03-31 | ₹59 Cr | ₹9 Cr | 16.0% | ₹19 Cr | ₹38.18 |
| 2019-03-31 | ₹43 Cr | ₹24 Cr | 56.0% | ₹79 Cr | ₹151.96 |
| 2018-03-31 | ₹36 Cr | ₹10 Cr | 29.0% | ₹8 Cr | ₹22.21 |
| 2017-03-31 | ₹34 Cr | ₹22 Cr | 65.0% | ₹18 Cr | ₹36.47 |
| 2016-03-31 | ₹30 Cr | ₹24 Cr | 80.0% | ₹19 Cr | ₹36.53 |
| 2015-03-31 | ₹31 Cr | ₹13 Cr | 43.0% | ₹12 Cr | ₹23.54 |
| 2014-03-31 | ₹37 Cr | ₹36 Cr | 98.0% | ₹29 Cr | ₹55.49 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Finance| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
SIL Investments Limited | ₹436.9 | ₹1,876.1 | +76.7% | 10.8 | 1.3% | FAIRLY_VALUED |
N. B. I. Industrial Finance Company Limited | ₹1,900 | ₹8,108.1 | +76.6% | 37.6 | 0.5% | FAIRLY_VALUED |
BF Investment Limited | ₹390 | ₹1,536.3 | +74.6% | 9.3 | 1.2% | FAIRLY_VALUED |
Nalwa Sons Investments Limited | ₹5,576.5 | ₹21,591.5 | +74.2% | 126.6 | 0.1% | FAIRLY_VALUED |
CP Capital Limited | ₹93.7 | ₹335.3 | +72.0% | 4.2 | 6.3% | FAIRLY_VALUED |
VLS Finance Limited | ₹231.3 | ₹820.3 | +71.8% | 14.2 | 5.8% | FAIRLY_VALUED |
Sammaan Capital Limited | ₹162 | ₹567.9 | +71.5% | 7.8 | 5.7% | FAIRLY_VALUED |
Kalyani Investment Company Limited | ₹4,935 | ₹14,921.9 | +66.9% | 48.8 | 0.5% | FAIRLY_VALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
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