SAMMAANCAP
UNDERVALUEDSammaan Capital Limited
Finance · NSE
↑ 48.2% vs fair value
52W Low
₹98
+50.7% from low
52W High
₹193
-23.8% from high
Valuation Gauge
Current Price
₹147
Fair Value
₹284
Fair Value Analysis
₹284
Based on balance sheet strength analysis and book value multiple for Finance sector companies | Sector-cheap: P/E at 32th percentile vs sector peers.
Balance Sheet Value
39% weight
P/B Multiple
62% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Financially Healthy
Profitability
ROE of 5.7% is below the Finance sector benchmark of 18%
Debt & Leverage
D/E ratio of 2.0x is well within the Finance sector norm of 4.0x — strong balance sheet
Valuation vs Peers
P/E of 9.5x trades at a 85% discount to Finance sector median (65x) — attractively valued
Cash Flow
Positive operating cash flow of ₹8,716 Cr — healthy for Finance sector
Earnings Growth
Growth data unavailable — scored neutral
Dividend
Dividend yield of 1.4% provides moderate shareholder returns
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
26.3%
Free cash flow / market cap
Profit Growth (YoY)
+4.0%
Year-on-year PAT change
Operating Cash Flow
₹8.8K Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹15.5
P/E Ratio
9.5x
P/B Ratio
0.5x
ROE
5.7%
ROCE
—
Debt / Equity
2.04x
Beta
0.54
Div Yield
1.4%
FCF (Cr)
₹8,716 Cr
Revenue (Cr)
₹7,093 Cr
EPS Growth 5Y
—
Mkt Cap (Cr)
₹16,838 Cr
52W High
₹193
52W Low
₹97.6
Book Value/Share
₹270
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | — | — | — | ₹1.3K Cr | ₹15.46 |
| 2025-03-31 | — | — | — | ₹-1.8K Cr | ₹-21.82 |
| 2024-03-31 | — | — | — | ₹1.2K Cr | ₹16.44 |
| 2023-03-31 | — | — | — | ₹1.1K Cr | ₹15.97 |
| 2022-03-31 | — | — | — | ₹1.2K Cr | ₹16.76 |
| 2021-03-31 | — | — | — | ₹1.2K Cr | ₹17.33 |
| 2020-03-31 | — | — | — | ₹2.2K Cr | ₹34.30 |
| 2019-03-31 | — | — | — | ₹4.1K Cr | ₹63.80 |
| 2018-03-31 | — | — | — | ₹3.9K Cr | ₹60.88 |
| 2017-03-31 | — | — | — | ₹2.9K Cr | ₹45.71 |
| 2016-03-31 | — | — | — | ₹2.3K Cr | ₹37.11 |
| 2015-03-31 | — | — | — | ₹1.9K Cr | ₹35.65 |
| 2014-03-31 | — | — | — | ₹1.6K Cr | ₹31.21 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Finance| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
N. B. I. Industrial Finance Company Limited | ₹1,720 | ₹8,110.3 | +78.8% | 32.3 | 0.4% | UNDERVALUED |
Dhunseri Investments Limited | ₹757 | ₹3,224.5 | +76.5% | 20.6 | 0.8% | UNDERVALUED |
CP Capital Limited | ₹88.1 | ₹335.3 | +73.7% | 3.7 | 6.3% | UNDERVALUED |
GIC Housing Finance Limited | ₹143.2 | ₹426.4 | +66.4% | 5.6 | 8.8% | UNDERVALUED |
Muthoot Capital Services Limited | ₹191.9 | ₹447.2 | +57.1% | 24.8 | 7.6% | UNDERVALUED |
Sammaan Capital Limited | ₹147.1 | ₹284.1 | +48.2% | 8 | 5.7% | UNDERVALUED |
Repco Home Finance Limited | ₹373.5 | ₹719.1 | +48.1% | 4.9 | 11.8% | UNDERVALUED |
LIC Housing Finance Limited | ₹516.5 | ₹928.6 | +44.4% | 5.2 | 13.0% | UNDERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
Company Documents
Annual reports, concall transcripts & regulatory filings
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