THEINVEST
FAIRLY_VALUEDThe Investment Trust Of India Limited
Finance · NSE
↑ 23.1% vs fair value
52W Low
₹89
+11.2% from low
52W High
₹184
-46.2% from high
Valuation Gauge
Current Price
₹99
Fair Value
₹129
Fair Value Analysis
₹129
Based on balance sheet strength analysis and book value multiple for Finance sector companies | CAUTION: ROCE declining (latest 9.3%) — returns on capital are falling; verify this isn't a value trap. | COVID-recovering: PAT dropped from ₹41Cr (FY2019) to ₹-7Cr (FY2020); partially recovered. Growth rate uses pre-COVID base.
Balance Sheet Value
39% weight
P/B Multiple
62% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Financially Healthy
Profitability
ROE of 4.7% is below the Finance sector benchmark of 18%
Debt & Leverage
D/E ratio of 0.1x is well within the Finance sector norm of 4.0x — strong balance sheet
Valuation vs Peers
P/E of 15.6x trades at a 76% discount to Finance sector median (65x) — attractively valued
Cash Flow
Positive operating cash flow of ₹119 Cr — healthy for Finance sector
Earnings Growth
5yr EPS CAGR of 199.7% is well above the Finance sector average of 23.9% — strong growth
Dividend
No dividend — typical for growth-stage companies
Company Health Timeline
10-year financial health at a glance
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
23.2%
Free cash flow / market cap
Revenue Growth (YoY)
+6.5%
Year-on-year revenue change
Profit Growth (YoY)
+116.7%
Year-on-year PAT change
Operating Cash Flow
₹125 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹6.2
P/E Ratio
15.6x
P/B Ratio
0.8x
ROE
4.7%
ROCE
13.1%
Debt / Equity
0.08x
Beta
—
Div Yield
—
FCF (Cr)
₹119 Cr
Revenue (Cr)
₹338 Cr
EPS Growth 5Y
199.7%
Mkt Cap (Cr)
₹510 Cr
52W High
₹184.2
52W Low
₹89
Book Value/Share
₹126.4
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | ₹325 Cr | ₹76 Cr | 23.0% | ₹35 Cr | ₹5.68 |
| 2025-03-31 | ₹362 Cr | ₹101 Cr | 28.0% | ₹46 Cr | ₹8.14 |
| 2024-03-31 | ₹302 Cr | ₹66 Cr | 22.0% | ₹20 Cr | ₹3.55 |
| 2023-03-31 | ₹311 Cr | ₹30 Cr | 10.0% | ₹12 Cr | ₹2.20 |
| 2022-03-31 | ₹333 Cr | ₹42 Cr | 13.0% | ₹1 Cr | ₹0.31 |
| 2021-03-31 | ₹335 Cr | ₹66 Cr | 20.0% | ₹15 Cr | ₹2.93 |
| 2020-03-31 | ₹463 Cr | ₹67 Cr | 14.0% | ₹-7 Cr | ₹-1.02 |
| 2019-03-31 | ₹640 Cr | ₹138 Cr | 22.0% | ₹41 Cr | ₹6.92 |
| 2018-03-31 | ₹335 Cr | ₹90 Cr | 27.0% | ₹80 Cr | ₹15.09 |
| 2017-03-31 | ₹168 Cr | ₹49 Cr | 29.0% | ₹30 Cr | ₹5.55 |
| 2016-03-31 | ₹133 Cr | ₹22 Cr | 16.0% | ₹6 Cr | ₹1.11 |
| 2015-03-31 | ₹159 Cr | ₹50 Cr | 31.0% | ₹2 Cr | ₹0.29 |
| 2014-03-31 | ₹55 Cr | ₹17 Cr | 31.0% | ₹-1 Cr | ₹-0.53 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Finance| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
SIL Investments Limited | ₹436.9 | ₹1,876.1 | +76.7% | 10.8 | 1.3% | FAIRLY_VALUED |
N. B. I. Industrial Finance Company Limited | ₹1,900 | ₹8,108.1 | +76.6% | 37.6 | 0.5% | FAIRLY_VALUED |
BF Investment Limited | ₹390 | ₹1,536.3 | +74.6% | 9.3 | 1.2% | FAIRLY_VALUED |
Nalwa Sons Investments Limited | ₹5,576.5 | ₹21,591.5 | +74.2% | 126.6 | 0.1% | FAIRLY_VALUED |
CP Capital Limited | ₹93.7 | ₹335.3 | +72.0% | 4.2 | 6.3% | FAIRLY_VALUED |
VLS Finance Limited | ₹231.3 | ₹820.3 | +71.8% | 14.2 | 5.8% | FAIRLY_VALUED |
Sammaan Capital Limited | ₹162 | ₹567.9 | +71.5% | 7.8 | 5.7% | FAIRLY_VALUED |
Kalyani Investment Company Limited | ₹4,935 | ₹14,921.9 | +66.9% | 48.8 | 0.5% | FAIRLY_VALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
Share this Stock
Download card · Share on WhatsApp
Share on WhatsApp, Twitter, or any group — each share brings new users to Veritas Quant