BAIDFIN
FAIRLY_VALUEDBaid Finserv Limited
Others · NSE
↑ 50.5% vs fair value
52W Low
₹9
+15.7% from low
52W High
₹14
-27.8% from high
Valuation Gauge
Current Price
₹10
Fair Value
₹21
Fair Value Analysis
₹21
Based on balance sheet strength analysis and earnings growth potential for Others sector companies | Sector-cheap: P/E at 18th percentile vs sector peers. | CAUTION: ROCE declining (latest 4.4%) — returns on capital are falling; verify this isn't a value trap. | Growth capped at 10.2% (ROE 8.9%×1.15) — historical CAGR exceeds sustainable rate or COVID period unverifiable.
Balance Sheet Value
50% weight
Growth Valuation
50% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Solid Fundamentals
Profitability
ROE of 8.9% is acceptable for Others sector (benchmark: 15%)
Debt & Leverage
D/E ratio of 1.4x is manageable for Others sector (norm: 0.8x)
Valuation vs Peers
P/E of 10.3x trades at a 74% discount to Others sector median (40x) — attractively valued
Cash Flow
FCF margin of 0.3% — very thin despite positive FCF (₹0 Cr)
Earnings Growth
5yr EPS CAGR of 15.2% is in line with the Others sector average of 12.0%
Dividend
Dividend yield of 0.9% provides moderate shareholder returns
Company Health Timeline
10-year financial health at a glance
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
-2.3%
Free cash flow / market cap
Revenue Growth (YoY)
+15.4%
Year-on-year revenue change
Profit Growth (YoY)
+0.4%
Year-on-year PAT change
Operating Cash Flow
₹2 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹1.1
P/E Ratio
10.4x
P/B Ratio
0.9x
ROE
8.9%
ROCE
4.3%
Debt / Equity
1.42x
Beta
0.24
Div Yield
1%
FCF (Cr)
₹0 Cr
Revenue (Cr)
₹81 Cr
EPS Growth 5Y
15.2%
Mkt Cap (Cr)
₹180 Cr
52W High
₹14.1
52W Low
₹8.8
Book Value/Share
₹12.9
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | ₹94 Cr | ₹22 Cr | 24.0% | ₹17 Cr | ₹1.13 |
| 2025-03-31 | ₹82 Cr | ₹19 Cr | 23.0% | ₹13 Cr | ₹0.90 |
| 2024-03-31 | ₹66 Cr | ₹18 Cr | 28.0% | ₹13 Cr | ₹0.86 |
| 2023-03-31 | ₹56 Cr | ₹14 Cr | 26.0% | ₹10 Cr | ₹0.69 |
| 2022-03-31 | ₹50 Cr | ₹12 Cr | 25.0% | ₹9 Cr | ₹0.59 |
| 2021-03-31 | ₹54 Cr | ₹10 Cr | 19.0% | ₹7 Cr | ₹0.50 |
| 2020-03-31 | ₹63 Cr | ₹11 Cr | 17.0% | ₹8 Cr | ₹0.51 |
| 2019-03-31 | ₹58 Cr | ₹13 Cr | 22.0% | ₹10 Cr | ₹0.77 |
| 2018-03-31 | ₹41 Cr | ₹8 Cr | 21.0% | ₹6 Cr | ₹0.45 |
| 2017-03-31 | ₹28 Cr | ₹6 Cr | 21.0% | ₹4 Cr | ₹0.32 |
| 2016-03-31 | ₹18 Cr | ₹4 Cr | 23.0% | ₹3 Cr | ₹0.36 |
| 2015-03-31 | ₹8 Cr | ₹2 Cr | 23.0% | ₹1 Cr | ₹0.16 |
| 2014-03-31 | ₹7 Cr | ₹2 Cr | 22.0% | ₹1 Cr | ₹0.13 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Others| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
AVRO INDIA LIMITED | ₹10.3 | ₹75.8 | +86.5% | 38.2 | — | UNDERVALUED |
Magnum Ventures Limited | ₹19.8 | ₹119.4 | +83.4% | — | -1.6% | UNDERVALUED |
DCM Shriram Industries Limited | ₹41.7 | ₹196.1 | +78.7% | 3 | 12.6% | UNDERVALUED |
Star Paper Mills Limited | ₹141.5 | ₹657.4 | +78.5% | 5.6 | 44.2% | UNDERVALUED |
HB Stockholdings Limited | ₹60.5 | ₹281.1 | +78.5% | 3.8 | 13.1% | UNDERVALUED |
Balkrishna Paper Mills Limited | ₹18.7 | ₹80.6 | +76.8% | 3.1 | 26.1% | UNDERVALUED |
Heads UP Ventures Limited | ₹7.1 | ₹28.8 | +75.3% | 3.9 | — | UNDERVALUED |
Credo Brands Marketing Limited | ₹88.5 | ₹305.8 | +71.1% | 10.9 | 16.4% | UNDERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
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