CANBK
UNDERVALUEDCanara Bank
Banking · NSE
↑ 37.1% vs fair value
52W Low
₹104
+24.1% from low
52W High
₹163
-21.1% from high
Valuation Gauge
Current Price
₹129
Fair Value
₹204
Fair Value Analysis
₹204
Based on balance sheet strength analysis and book value multiple and dividend growth model for Banking sector companies | Sector-cheap: P/E at 5th percentile vs sector peers. | Growth capped at 15.5% (ROE 13.5%×1.15) — historical CAGR exceeds sustainable rate or COVID period unverifiable. | COVID-resilient: PAT dropped from ₹696Cr (FY2019) to ₹-1921Cr (FY2020) during COVID but has fully recovered.
Balance Sheet Value
25% weight
P/B Multiple
35% weight
Dividend Growth Model
40% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Financially Strong
Profitability
ROE of 17.6% is above the Banking sector benchmark of 15% — strong returns
Debt & Leverage
D/E ratio of 1.3x is well within the Banking sector norm of 8.0x — strong balance sheet
Valuation vs Peers
P/E of 6.5x trades at a 56% discount to Banking sector median (15x) — attractively valued
Cash Flow
Positive operating cash flow of ₹60,669 Cr — healthy for Banking sector
Earnings Growth
5yr EPS CAGR of 42.0% is well above the Banking sector average of 23.2% — strong growth
Dividend
Dividend yield of 3.3% provides strong shareholder returns (benchmark: 1.5%)
Company Health Timeline
10-year financial health at a glance
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
4.4%
Free cash flow / market cap
Revenue Growth (YoY)
+0.4%
Year-on-year revenue change
Profit Growth (YoY)
-3.8%
Year-on-year PAT change
Operating Cash Flow
₹7.9K Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹19.7
P/E Ratio
6.5x
P/B Ratio
1x
ROE
17.6%
ROCE
—
Debt / Equity
—
Beta
0.56
Div Yield
3.3%
FCF (Cr)
₹60,669 Cr
Revenue (Cr)
₹71,070 Cr
EPS Growth 5Y
42%
Mkt Cap (Cr)
₹1,16,168 Cr
52W High
₹162.9
52W Low
₹103.6
Book Value/Share
₹129.7
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| 2026-03-31 | ₹126.4K Cr | ₹-2.0K Cr | -2.0% | ₹17.9K Cr | ₹19.70 |
| 2025-03-31 | ₹121.6K Cr | ₹-7.2K Cr | -6.0% | ₹17.7K Cr | ₹19.34 |
| 2024-03-31 | ₹110.5K Cr | ₹-7.7K Cr | -7.0% | ₹15.4K Cr | ₹16.84 |
| 2023-03-31 | ₹85.9K Cr | ₹-9.9K Cr | -12.0% | ₹11.3K Cr | ₹12.41 |
| 2022-03-31 | ₹70.6K Cr | ₹-13.7K Cr | -19.0% | ₹6.2K Cr | ₹6.75 |
| 2021-03-31 | ₹70.3K Cr | ₹-18.4K Cr | -26.0% | ₹3.0K Cr | ₹3.51 |
| 2020-03-31 | ₹49.8K Cr | ₹-12.9K Cr | -26.0% | ₹-1.9K Cr | ₹-3.86 |
| 2019-03-31 | ₹48.0K Cr | ₹-11.6K Cr | -24.0% | ₹696 Cr | ₹1.60 |
| 2018-03-31 | ₹41.3K Cr | ₹-13.3K Cr | -32.0% | ₹-3.9K Cr | ₹-10.78 |
| 2017-03-31 | ₹41.5K Cr | ₹-5.8K Cr | -14.0% | ₹1.4K Cr | ₹4.55 |
| 2016-03-31 | ₹44.0K Cr | ₹-8.0K Cr | -18.0% | ₹-2.5K Cr | ₹-8.73 |
| 2015-03-31 | ₹43.8K Cr | ₹-621 Cr | -1.0% | ₹2.9K Cr | ₹10.96 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Banking| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
Central Bank of India | ₹31.2 | ₹51.3 | +39.2% | 6.8 | 13.2% | UNDERVALUED |
Canara Bank | ₹128.5 | ₹204.4 | +37.1% | 5.3 | 17.6% | UNDERVALUED |
Canara Bank | ₹128.5 | ₹201.1 | +36.1% | — | — | UNDERVALUED |
IDBI Bank Limited | ₹72.6 | ₹98.8 | +26.5% | 8.1 | 14.2% | FAIRLY_VALUED |
Bank of India | ₹139.9 | ₹186.5 | +25.0% | 6.3 | 12.1% | FAIRLY_VALUED |
Bank of Maharashtra | ₹80.3 | ₹104.8 | +23.4% | 8.6 | 22.7% | FAIRLY_VALUED |
Bank of Baroda | ₹266.8 | ₹344.4 | +22.5% | 6.8 | 12.7% | FAIRLY_VALUED |
Punjab National Bank | ₹102.9 | ₹129.9 | +20.8% | 6.4 | 13.0% | FAIRLY_VALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
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