TFL
CAUTIONTranswarranty Finance Limited
Finance · NSE
↑ 15.6% vs fair value
52W Low
₹11
+8.3% from low
52W High
₹22
-46.0% from high
Valuation Gauge
Current Price
₹12
Fair Value
₹14
Fair Value Analysis
₹14
Loss-making company — EPS ₹-1.32, PAT ₹-4Cr, Revenue ₹10Cr. Standard valuation formulas (DCF/Graham/Lynch) are not applicable for loss-making companies. Monitor for return to profitability.
P/B Multiple
100% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Mixed Signals
Profitability
Negative EPS of ₹-1.3 — company is currently loss-making
Debt & Leverage
D/E ratio of 1.0x is well within the Finance sector norm of 4.0x — strong balance sheet
Valuation vs Peers
P/E data unavailable — scored neutral
Cash Flow
Negative cash flow of ₹-5 Cr — concerning for Finance sector
Earnings Growth
Growth data unavailable — scored neutral
Dividend
No dividend — typical for growth-stage companies
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
-7.4%
Free cash flow / market cap
Revenue Growth (YoY)
+3322.2%
Year-on-year revenue change
Profit Growth (YoY)
-39.1%
Year-on-year PAT change
Operating Cash Flow
₹-5 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹-1.3
P/E Ratio
—
P/B Ratio
2.2x
ROE
-13.8%
ROCE
-0.1%
Debt / Equity
1.01x
Beta
0.17
Div Yield
—
FCF (Cr)
₹-5 Cr
Revenue (Cr)
₹15 Cr
EPS Growth 5Y
—
Mkt Cap (Cr)
₹66 Cr
52W High
₹21.5
52W Low
₹10.7
Book Value/Share
₹5.5
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | — | — | — | ₹-4 Cr | ₹-0.76 |
| 2025-03-31 | — | — | — | ₹-5 Cr | ₹-0.94 |
| 2024-03-31 | — | — | — | ₹1 Cr | ₹0.12 |
| 2023-03-31 | — | — | — | ₹-9 Cr | ₹-1.84 |
| 2022-03-31 | — | — | — | ₹-2 Cr | ₹-0.47 |
| 2021-03-31 | — | — | — | ₹-3 Cr | ₹-0.64 |
| 2020-03-31 | — | — | — | ₹-9 Cr | ₹-1.35 |
| 2019-03-31 | — | — | — | ₹0 Cr | ₹0.06 |
| 2018-03-31 | — | — | — | ₹1 Cr | ₹0.17 |
| 2017-03-31 | — | — | — | ₹1 Cr | ₹0.25 |
| 2016-03-31 | — | — | — | ₹-0 Cr | ₹-0.09 |
| 2015-03-31 | — | — | — | ₹-0 Cr | ₹-0.04 |
| 2014-03-31 | — | — | — | ₹-1 Cr | ₹-0.27 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Finance| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
N. B. I. Industrial Finance Company Limited | ₹1,720 | ₹8,110.3 | +78.8% | 32.3 | 0.4% | UNDERVALUED |
Dhunseri Investments Limited | ₹757 | ₹3,224.5 | +76.5% | 20.6 | 0.8% | UNDERVALUED |
CP Capital Limited | ₹88.1 | ₹335.3 | +73.7% | 3.7 | 6.3% | UNDERVALUED |
GIC Housing Finance Limited | ₹143.2 | ₹426.4 | +66.4% | 5.6 | 8.8% | UNDERVALUED |
Muthoot Capital Services Limited | ₹191.9 | ₹447.2 | +57.1% | 24.8 | 7.6% | UNDERVALUED |
Sammaan Capital Limited | ₹147.1 | ₹284.1 | +48.2% | 8 | 5.7% | UNDERVALUED |
Repco Home Finance Limited | ₹373.5 | ₹719.1 | +48.1% | 4.9 | 11.8% | UNDERVALUED |
LIC Housing Finance Limited | ₹516.5 | ₹928.6 | +44.4% | 5.2 | 13.0% | UNDERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
Company Documents
Annual reports, concall transcripts & regulatory filings
Share this Stock
Download card · Share on WhatsApp
Share on WhatsApp, Twitter, or any group — each share brings new users to Veritas Quant