SGFIN
OVERVALUEDSG Finserve Limited
Others · NSE
↓ 31.3% vs fair value
52W Low
₹323
+38.9% from low
52W High
₹460
-2.5% from high
Valuation Gauge
Current Price
₹449
Fair Value
₹342
Fair Value Analysis
₹342
Based on balance sheet strength analysis and earnings growth potential for Others sector companies
Balance Sheet Value
50% weight
Growth Valuation
50% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Solid Fundamentals
Profitability
ROE of 10.2% is acceptable for Others sector (benchmark: 15%)
Debt & Leverage
D/E ratio of 1.7x is elevated above Others sector norm of 1.5x — watch debt levels
Valuation vs Peers
P/E of 23.2x trades at a 42% discount to Others sector median (40x) — attractively valued
Cash Flow
Negative FCF of ₹-490 Cr — company is consuming more cash than it generates
Earnings Growth
5yr EPS CAGR of 369.1% is well above the Others sector average of 12.0% — strong growth
Dividend
No dividend — typical for growth-stage companies
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
-21.9%
Free cash flow / market cap
Profit Growth (YoY)
+33.3%
Year-on-year PAT change
Operating Cash Flow
₹-489 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹19.5
P/E Ratio
23.2x
P/B Ratio
2.3x
ROE
10.2%
ROCE
12.9%
Debt / Equity
1.72x
Beta
-0.74
Div Yield
—
FCF (Cr)
₹-490 Cr
Revenue (Cr)
₹168 Cr
EPS Growth 5Y
369.1%
Mkt Cap (Cr)
₹2,954 Cr
52W High
₹460
52W Low
₹323
Book Value/Share
₹194.5
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | — | — | — | ₹109 Cr | ₹19.54 |
| 2025-03-31 | — | — | — | ₹81 Cr | ₹14.49 |
| 2024-03-31 | — | — | — | ₹79 Cr | ₹14.29 |
| 2023-03-31 | — | — | — | ₹18 Cr | ₹4.46 |
| 2022-03-31 | — | — | — | ₹1 Cr | ₹1.56 |
| 2021-03-31 | — | — | — | ₹2 Cr | ₹3.15 |
| 2020-03-31 | — | — | — | ₹-1 Cr | ₹-2.00 |
| 2019-03-31 | — | — | — | ₹0 Cr | ₹-0.68 |
| 2018-03-31 | — | — | — | ₹1 Cr | ₹1.18 |
| 2017-03-31 | — | — | — | ₹0 Cr | ₹0.46 |
| 2016-03-31 | — | — | — | ₹0 Cr | ₹0.18 |
| 2015-03-31 | — | — | — | ₹0 Cr | ₹0.48 |
| 2014-03-31 | — | — | — | ₹0 Cr | ₹0.50 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Others| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
Star Paper Mills Limited | ₹132 | ₹657.4 | +79.9% | 5.1 | 44.2% | UNDERVALUED |
Credo Brands Marketing Limited | ₹72.9 | ₹314.3 | +76.8% | 10.2 | 16.4% | UNDERVALUED |
Heads UP Ventures Limited | ₹7 | ₹28.8 | +75.7% | 3.7 | — | UNDERVALUED |
Jindal Drilling And Industries Limited | ₹485.4 | ₹1,838.1 | +73.6% | 5.9 | 13.3% | UNDERVALUED |
Shanti Gold International Limited | ₹174 | ₹628 | +72.3% | 9.5 | 23.6% | UNDERVALUED |
Shankara Building Products Limited | ₹120.9 | ₹417.1 | +71.0% | 3.8 | 15.9% | UNDERVALUED |
Ksolves India Limited | ₹289 | ₹944.6 | +69.4% | 22.2 | 114.6% | UNDERVALUED |
SEDEMAC Mechatronics Limited | ₹1,672.5 | ₹5,216 | +67.9% | 142.9 | 20.2% | UNDERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
Company Documents
Annual reports, concall transcripts & regulatory filings
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