PILANIINVS
FAIRLY_VALUEDPilani Investment and Industries Corporation Limited
Finance · NSE
↑ 64.9% vs fair value
52W Low
₹3,885
+14.1% from low
52W High
₹5,980
-25.9% from high
Valuation Gauge
Current Price
₹4,433
Fair Value
₹12,626
Fair Value Analysis
₹12,626
Based on balance sheet strength analysis and book value multiple for Finance sector companies | Sector-cheap: P/E at 71th percentile vs sector peers. | CAUTION: ROCE declining (latest 1.6%) — returns on capital are falling; verify this isn't a value trap. | COVID impact: PAT dropped from ₹2017Cr (FY2019) to ₹97Cr (FY2021); recovery incomplete. CAGR uses pre-COVID base.
Balance Sheet Value
39% weight
P/B Multiple
62% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Solid Fundamentals
Profitability
ROE of 1.1% is below the Finance sector benchmark of 18%
Debt & Leverage
D/E ratio of 0.1x is well within the Finance sector norm of 4.0x — strong balance sheet
Valuation vs Peers
P/E of 27.2x trades at a 58% discount to Finance sector median (65x) — attractively valued
Cash Flow
Positive operating cash flow of ₹649 Cr — healthy for Finance sector
Earnings Growth
5yr EPS CAGR of -21.2% — severe earnings decline
Dividend
Dividend yield of 0.3% is symbolic — low but positive
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
-21.0%
Free cash flow / market cap
Revenue Growth (YoY)
+1.6%
Year-on-year revenue change
Profit Growth (YoY)
-0.2%
Year-on-year PAT change
Operating Cash Flow
₹650 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹161.9
P/E Ratio
27.2x
P/B Ratio
0.3x
ROE
1.1%
ROCE
1.7%
Debt / Equity
0.13x
Beta
0.18
Div Yield
0.3%
FCF (Cr)
₹649 Cr
Revenue (Cr)
₹302 Cr
EPS Growth 5Y
-21.2%
Mkt Cap (Cr)
₹4,881 Cr
52W High
₹5,980
52W Low
₹3,884.8
Book Value/Share
₹15,778.6
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | ₹295 Cr | ₹260 Cr | 88.0% | ₹1 Cr | ₹1.09 |
| 2025-03-31 | ₹305 Cr | ₹291 Cr | 95.0% | ₹98 Cr | ₹88.94 |
| 2024-03-31 | ₹286 Cr | ₹276 Cr | 96.0% | ₹166 Cr | ₹150.34 |
| 2023-03-31 | ₹279 Cr | ₹272 Cr | 98.0% | ₹246 Cr | ₹222.11 |
| 2022-03-31 | ₹258 Cr | ₹250 Cr | 97.0% | ₹201 Cr | ₹181.91 |
| 2021-03-31 | ₹199 Cr | ₹191 Cr | 96.0% | ₹97 Cr | ₹87.30 |
| 2020-03-31 | ₹126 Cr | ₹115 Cr | 91.0% | ₹175 Cr | ₹157.61 |
| 2019-03-31 | ₹25 Cr | ₹22 Cr | 87.0% | ₹2.0K Cr | ₹1817.32 |
| 2018-03-31 | ₹30 Cr | ₹26 Cr | 87.0% | ₹20 Cr | ₹120.69 |
| 2017-03-31 | ₹35 Cr | ₹31 Cr | 90.0% | ₹43 Cr | ₹38.50 |
| 2016-03-31 | ₹28 Cr | ₹22 Cr | 78.0% | ₹10 Cr | ₹8.79 |
| 2015-03-31 | ₹32 Cr | ₹26 Cr | 80.0% | ₹-35 Cr | ₹-31.52 |
| 2014-03-31 | ₹45 Cr | ₹43 Cr | 94.0% | ₹-61 Cr | ₹-55.12 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Finance| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
N. B. I. Industrial Finance Company Limited | ₹1,720 | ₹8,110.3 | +78.8% | 32.3 | 0.4% | UNDERVALUED |
Dhunseri Investments Limited | ₹757 | ₹3,224.5 | +76.5% | 20.6 | 0.8% | UNDERVALUED |
CP Capital Limited | ₹88.1 | ₹335.3 | +73.7% | 3.7 | 6.3% | UNDERVALUED |
GIC Housing Finance Limited | ₹143.2 | ₹426.4 | +66.4% | 5.6 | 8.8% | UNDERVALUED |
Muthoot Capital Services Limited | ₹191.9 | ₹447.2 | +57.1% | 24.8 | 7.6% | UNDERVALUED |
Sammaan Capital Limited | ₹147.1 | ₹284.1 | +48.2% | 8 | 5.7% | UNDERVALUED |
Repco Home Finance Limited | ₹373.5 | ₹719.1 | +48.1% | 4.9 | 11.8% | UNDERVALUED |
LIC Housing Finance Limited | ₹516.5 | ₹928.6 | +44.4% | 5.2 | 13.0% | UNDERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
Company Documents
Annual reports, concall transcripts & regulatory filings
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