Paytm (One97 Communications)
New Economy · NSE
52W Low
₹753
+36.4% from low
52W High
₹1,382
-25.7% from high
Valuation Gauge
Current Price
₹1,027
Fair Value
—
Fair Value Analysis
—
Loss-making company — EPS ₹-2.68, PAT ₹-176Cr, Revenue ₹8085Cr. Standard valuation formulas (DCF/Graham/Lynch) are not applicable for loss-making companies. Monitor for return to profitability.
Price vs Market
Shareholding Pattern
Stock Health Score
Weak Fundamentals
Profitability
Negative EPS of ₹-2.7 — company is currently loss-making
Debt & Leverage
D/E ratio of 0.0x is well within the New Economy sector norm of 0.8x — strong balance sheet
Valuation vs Peers
P/E of 49.1x is 23% above the New Economy sector median of 40x — slightly expensive
Cash Flow
Negative FCF of ₹-443 Cr — company is consuming more cash than it generates
Earnings Growth
Growth data unavailable — scored neutral
Dividend
No dividend — typical for growth-stage companies
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
-3.4%
Free cash flow / market cap
Revenue Growth (YoY)
+20.0%
Year-on-year revenue change
Profit Growth (YoY)
-208.2%
Year-on-year PAT change
Operating Cash Flow
₹-121 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹-2.7
P/E Ratio
49.1x
P/B Ratio
4.2x
ROE
-1.2%
ROCE
-4.1%
Debt / Equity
0.01x
Beta
-0.48
Div Yield
—
FCF (Cr)
₹-443 Cr
Revenue (Cr)
₹6,741 Cr
EPS Growth 5Y
—
Mkt Cap (Cr)
₹64,389 Cr
52W High
₹1,381.8
52W Low
₹753.1
Book Value/Share
₹240
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | ₹8.1K Cr | ₹278 Cr | 3.0% | ₹-176 Cr | ₹-2.68 |
| 2025-03-31 | ₹6.9K Cr | ₹-1.5K Cr | -22.0% | ₹-663 Cr | ₹-10.33 |
| 2024-03-31 | ₹10.0K Cr | ₹-943 Cr | -9.0% | ₹-1.4K Cr | ₹-22.30 |
| 2023-03-31 | ₹8.0K Cr | ₹-1.6K Cr | -21.0% | ₹-1.8K Cr | ₹-28.02 |
| 2022-03-31 | ₹5.0K Cr | ₹-2.4K Cr | -48.0% | ₹-2.4K Cr | ₹-36.90 |
| 2021-03-31 | ₹2.8K Cr | ₹-1.8K Cr | -66.0% | ₹-1.7K Cr | ₹-280.42 |
| 2020-03-31 | ₹3.3K Cr | ₹-2.7K Cr | -82.0% | ₹-2.9K Cr | ₹-470.27 |
| 2019-03-31 | ₹3.2K Cr | ₹-4.4K Cr | -135.0% | ₹-4.2K Cr | ₹-726.78 |
| 2016-03-31 | ₹855 Cr | ₹-1.7K Cr | -195.0% | ₹-1.5K Cr | ₹-331.99 |
| 2015-03-31 | ₹323 Cr | ₹-360 Cr | -111.0% | ₹-372 Cr | ₹-123.02 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
New Economy| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
EaseMyTrip | ₹6.7 | ₹14.2 | +53.1% | 11.9 | 11.9% | FAIRLY_VALUED |
Indiamart Intermesh Limited | ₹2,065.2 | ₹4,030.8 | +48.8% | 20.1 | 28.3% | UNDERVALUED |
MapMyIndia (CE Info Systems) | ₹881.7 | ₹1,041.5 | +15.3% | 36.5 | 16.0% | FAIRLY_VALUED |
Zaggle Prepaid Ocean Services | ₹225 | ₹191.8 | -17.3% | 24.3 | 9.8% | FAIRLY_VALUED |
Indigo Paints | ₹770.8 | ₹637.6 | -20.9% | 25.4 | 14.2% | OVERVALUED |
CarTrade Tech | ₹1,745 | ₹909.3 | -91.9% | 42.5 | 9.4% | OVERVALUED |
Info Edge (India) Limited | ₹995 | ₹207.9 | -378.6% | 47.8 | 3.5% | OVERVALUED |
PB Fintech (PolicyBazaar) | ₹1,470 | ₹251.8 | -483.8% | 113.6 | 8.6% | OVERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Company Documents
Annual reports, concall transcripts & regulatory filings
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Analyst Note
Today
Paytm trades at a cautionary valuation with no fair value rating available, currently priced at ₹1,027 and trading 40% above its 52-week low. The company is loss-making with negative ROE of -1.1%, negative free cash flow of ₹443 Cr, and a high price-to-book ratio of 4.2x, though revenue grew 20% year-on-year. A weak Piotroski score of 2 and fundamentally negative metrics raise quality concerns, though minimal debt provides financial stability. This stock suits only risk-tolerant investors betting on a turnaround in profitability.
What is Dalal Street saying?
r/IndiaInvestments · r/Dalal_Street_Investments · r/IndianStockMarket
No Reddit mentions found yet for PAYTM.
Telegram Channels
ET Markets · CNBC TV18 · Moneycontrol · Zee Business · NDTV Profit
No Telegram mentions found yet for PAYTM.
StockTwits
What traders are saying right now
No StockTwits activity found for PAYTM.
Search Interest
Google Trends · India · Last 90 days"Paytm (One97 Communications)"
Interest score (0 = low, 100 = peak)
90-day trend
Paytm Allots 63,995 Equity Shares to Employees Under ESOP Schemes - scanx.trade
Paytm marginally increases share capital after ESOP-based allotment - TipRanks
paytm movie tickets dhurandhar 2: Latest News & Videos, Photos about paytm movie tickets dhurandhar 2 - economictimes.indiatimes.com
Paytm Bets on Lending to Overcome Payment Squeeze - Whalesbook
Paytm: 3 reasons why the ‘profit pivot’ makes it an FY27 watchlist stock - The Financial Express
India's Paytm shares set to tumble after central bank orders banking unit to stop business - Upstox
Paytm vs Pine Labs: Jefferies forecasts 58% upside in 1 fintech stock – Here’s why - The Financial Express
Paytm, Pine Labs shares fall after Jefferies cuts price by up to 13% — Should you buy - CNBC TV18
Paytm shares slip 1.4%, NPCI cuts TPAP fees on RuPay credit cards via UPI; company issues clarification - MSN
'₹250 to vent, ₹1,000 to cry': Paytm CEO shares clip of viral Mumbai beach man charging to hear your problems - Business Today
Paytm shares slip 1.4%, NPCI cuts TPAP fees on RuPay credit cards via UPI; company issues clarification - MSN
Swiggy, Eternal, Paytm under pressure; Short‑term bounces likely but trends still weak: Angel One’s Amardeo Singh - ET Now
One97 Communications - Paytm, M&M among 3 stocks flashing bullish signals, hinting at a possible uptrend - The Economic Times
Paytm, M&M among 3 stocks flashing bullish signals, hinting at a possible uptrend - The Economic Times
Paytm shares jumps 4% after rival PhonePe halts IPO plans - India IPO
Paytm shares jumps 4% after rival PhonePe halts IPO plans - The Economic Times
Paytm shares slip 1.4%, NPCI cuts TPAP fees on RuPay credit cards via UPI; company issues clarification - MSN
Why Paytm shares hit 5% upper circuit today? - Upstox
Technical Pulse
Plain English — no jargon
Trading 13.9% below its 200-day average — stock has been in a steep downtrend.
RSI is 44 — neutral momentum, neither overbought nor oversold.
Below both 20-day and 50-day averages — no short-term recovery signal yet.
Some fundamental concerns combined with a downtrend — proceed with caution. Review the company's recent results before deciding.