MOTOGENFIN
OVERVALUEDThe Motor & General Finance Limited
Auto · NSE
↓ 68.3% vs fair value
52W Low
₹18
+52.6% from low
52W High
₹32
-16.0% from high
Valuation Gauge
Current Price
₹27
Fair Value
₹16
Fair Value Analysis
₹16
Based on balance sheet strength analysis and earnings growth potential for Auto sector companies | Sector-cheap: P/E at 77th percentile vs sector peers. | CAUTION: ROCE declining (latest 0.2%) — returns on capital are falling; verify this isn't a value trap.
Balance Sheet Value
71% weight
Growth Valuation
29% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Financially Healthy
Profitability
ROE of 2.8% is below the Auto sector benchmark of 15%
Debt & Leverage
D/E ratio of 0.0x is well within the Auto sector norm of 0.8x — strong balance sheet
Valuation vs Peers
P/E of 43.0x trades at a 70% discount to Auto sector median (144x) — attractively valued
Cash Flow
FCF margin of 13.6% — strong cash generation (₹1 Cr)
Earnings Growth
Growth data unavailable — scored neutral
Dividend
No dividend — typical for growth-stage companies
Company Health Timeline
10-year financial health at a glance
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
1.8%
Free cash flow / market cap
Revenue Growth (YoY)
-5.2%
Year-on-year revenue change
Profit Growth (YoY)
+406.1%
Year-on-year PAT change
Operating Cash Flow
₹1 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹0.6
P/E Ratio
43x
P/B Ratio
0.9x
ROE
2.8%
ROCE
0.9%
Debt / Equity
0x
Beta
0.13
Div Yield
—
FCF (Cr)
₹1 Cr
Revenue (Cr)
₹7 Cr
EPS Growth 5Y
—
Mkt Cap (Cr)
₹92 Cr
52W High
₹31.8
52W Low
₹17.5
Book Value/Share
₹25.7
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | ₹7 Cr | ₹-1 Cr | -11.7% | ₹1 Cr | ₹0.34 |
| 2025-03-31 | ₹7 Cr | ₹-1 Cr | -11.9% | ₹1 Cr | ₹0.21 |
| 2024-03-31 | ₹6 Cr | ₹0 Cr | 2.9% | ₹1 Cr | ₹0.30 |
| 2023-03-31 | ₹5 Cr | ₹-4 Cr | -82.3% | ₹-3 Cr | ₹-0.68 |
| 2022-03-31 | ₹5 Cr | ₹-2 Cr | -48.6% | ₹-2 Cr | ₹-0.64 |
| 2021-03-31 | ₹2 Cr | ₹-2 Cr | -95.2% | ₹-2 Cr | ₹-0.48 |
| 2020-03-31 | ₹6 Cr | ₹-6 Cr | -89.4% | ₹-3 Cr | ₹-0.90 |
| 2019-03-31 | ₹10 Cr | ₹-3 Cr | -26.1% | ₹-4 Cr | ₹-0.94 |
| 2018-03-31 | ₹12 Cr | ₹2 Cr | 13.2% | ₹-1 Cr | ₹-0.33 |
| 2017-03-31 | ₹15 Cr | ₹3 Cr | 21.2% | ₹-2 Cr | ₹-0.42 |
| 2016-03-31 | ₹15 Cr | ₹4 Cr | 24.6% | ₹-0 Cr | ₹-0.01 |
| 2015-03-31 | ₹15 Cr | ₹2 Cr | 14.3% | ₹-2 Cr | ₹-0.57 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Auto| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
Jullundur Motor Agency (Delhi) Limited | ₹84.5 | ₹178.7 | +52.7% | 6.5 | 11.9% | FAIRLY_VALUED |
Sharda Motor Industries Limited | ₹855.2 | ₹1,709.1 | +50.0% | 14.9 | 27.5% | FAIRLY_VALUED |
SRM Contractors Limited | ₹518 | ₹858.8 | +39.7% | 13.6 | 27.1% | FAIRLY_VALUED |
Talbros Automotive Components Limited | ₹362 | ₹501.7 | +27.8% | 20.1 | 20.1% | UNDERVALUED |
Force Motors | ₹19,880 | ₹26,393.6 | +24.7% | 19.6 | 33.5% | UNDERVALUED |
Pritika Auto Industries Limited | ₹14.9 | ₹18.4 | +19.2% | 15.3 | 9.2% | FAIRLY_VALUED |
India Motor Parts and Accessories Limited | ₹1,129.6 | ₹1,321.4 | +14.5% | 14.6 | 2.9% | FAIRLY_VALUED |
Autoline Industries Limited | ₹85.5 | ₹80.2 | -6.6% | 21.6 | 10.9% | FAIRLY_VALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
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