ICICIBANK
OVERVALUEDICICI Bank
Banking · NSE
↓ 92.7% vs fair value
52W Low
₹1,188
+3.5% from low
52W High
₹1,500
-18.1% from high
Valuation Gauge
Current Price
₹1,229
Fair Value
₹638
Fair Value Analysis
₹638
Based on balance sheet strength analysis and book value multiple and dividend growth model for Banking sector companies
Balance Sheet Value
25% weight
P/B Multiple
35% weight
Dividend Growth Model
40% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Solid Fundamentals
Profitability
ROE of 16.8% is above the Banking sector benchmark of 15% — strong returns
Debt & Leverage
Debt data unavailable — scored neutral
Valuation vs Peers
P/E of 16.4x is 11% above the Banking sector median of 15x — slightly expensive
Cash Flow
Positive operating cash flow of ₹118,035 Cr — healthy for Banking sector
Earnings Growth
5yr EPS CAGR of 26.7% is in line with the Banking sector average of 23.2%
Dividend
Dividend yield of 0.9% provides moderate shareholder returns
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
4.9%
Free cash flow / market cap
Revenue Growth (YoY)
-2.7%
Year-on-year revenue change
Profit Growth (YoY)
-3.2%
Year-on-year PAT change
Operating Cash Flow
₹122.8K Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹74.2
P/E Ratio
16.4x
P/B Ratio
2.8x
ROE
16.8%
ROCE
—
Debt / Equity
—
Beta
0.29
Div Yield
0.9%
FCF (Cr)
₹1,18,035 Cr
Revenue (Cr)
₹2,04,715 Cr
EPS Growth 5Y
26.7%
Mkt Cap (Cr)
₹8,70,493 Cr
52W High
₹1,500
52W Low
₹1,187.6
Book Value/Share
₹433.3
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | — | — | — | ₹56.6K Cr | ₹74.19 |
| 2025-03-31 | — | — | — | ₹54.6K Cr | ₹71.65 |
| 2024-03-31 | — | — | — | ₹46.1K Cr | ₹63.02 |
| 2023-03-31 | — | — | — | ₹35.5K Cr | ₹48.74 |
| 2022-03-31 | — | — | — | ₹26.5K Cr | ₹36.14 |
| 2021-03-31 | — | — | — | ₹20.4K Cr | ₹26.58 |
| 2020-03-31 | — | — | — | ₹11.2K Cr | ₹14.78 |
| 2019-03-31 | — | — | — | ₹5.7K Cr | ₹6.60 |
| 2018-03-31 | — | — | — | ₹9.1K Cr | ₹12.00 |
| 2017-03-31 | — | — | — | ₹11.3K Cr | ₹15.90 |
| 2016-03-31 | — | — | — | ₹10.9K Cr | ₹15.92 |
| 2015-03-31 | — | — | — | ₹12.9K Cr | ₹19.20 |
| 2014-03-31 | — | — | — | ₹11.7K Cr | ₹17.38 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
Banking| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
Dhanlaxmi Bank Limited | ₹23.5 | ₹38.8 | +39.4% | 9.3 | 7.0% | UNDERVALUED |
Canara Bank | ₹131 | ₹204.4 | +35.9% | 5.7 | 18.2% | UNDERVALUED |
Central Bank of India | ₹34 | ₹51.3 | +33.9% | 6.1 | 13.2% | UNDERVALUED |
Bank of Maharashtra | ₹66.5 | ₹99.1 | +32.9% | 7.6 | 21.2% | UNDERVALUED |
IDBI Bank Limited | ₹70.1 | ₹98.8 | +29.0% | 8 | 14.7% | UNDERVALUED |
Suryoday Small Finance Bank Limited | ₹132.7 | ₹176.2 | +24.7% | 19.5 | 3.4% | UNDERVALUED |
Bank of Baroda | ₹260.5 | ₹344.4 | +24.4% | 6.6 | 12.8% | UNDERVALUED |
Bank of India | ₹143.2 | ₹186.5 | +23.2% | 6.5 | 12.1% | UNDERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
Company Documents
Annual reports, concall transcripts & regulatory filings
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