EDELWEISS
OVERVALUEDEdelweiss Financial Services
Finance · NSE
↓ 91.6% vs fair value
52W Low
₹87
+27.1% from low
52W High
₹131
-15.8% from high
Valuation Gauge
Current Price
₹110
Fair Value
₹57
Fair Value Analysis
₹57
Based on balance sheet strength analysis and book value multiple for Finance sector companies | ROCE improving (latest 15.1%) — capital allocation becoming more efficient. | COVID-recovering: PAT dropped from ₹1044Cr (FY2019) to ₹-2044Cr (FY2020); partially recovered. Growth rate uses pre-COVID base.
Balance Sheet Value
39% weight
P/B Multiple
62% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Financially Healthy
Profitability
ROE of 16.0% is acceptable for Finance sector (benchmark: 18%)
Debt & Leverage
D/E ratio of 3.5x is well within the Finance sector norm of 4.0x — strong balance sheet
Valuation vs Peers
P/E of 19.6x trades at a 70% discount to Finance sector median (65x) — attractively valued
Cash Flow
Positive operating cash flow of ₹1,886 Cr — healthy for Finance sector
Earnings Growth
5yr EPS CAGR of 28.3% is in line with the Finance sector average of 23.9%
Dividend
Dividend yield of 1.3% provides moderate shareholder returns
Company Health Timeline
10-year financial health at a glance
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
-0.4%
Free cash flow / market cap
Revenue Growth (YoY)
-15.9%
Year-on-year revenue change
Profit Growth (YoY)
-16.5%
Year-on-year PAT change
Operating Cash Flow
₹897 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹5.8
P/E Ratio
19.6x
P/B Ratio
3.5x
ROE
16%
ROCE
—
Debt / Equity
3.51x
Beta
0.54
Div Yield
1.4%
FCF (Cr)
₹1,886 Cr
Revenue (Cr)
₹5,665 Cr
EPS Growth 5Y
28.3%
Mkt Cap (Cr)
₹10,733 Cr
52W High
₹130.7
52W Low
₹86.5
Book Value/Share
₹32.6
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| 2026-03-31 | ₹10.4K Cr | ₹3.1K Cr | 30.0% | ₹680 Cr | ₹5.78 |
| 2025-03-31 | ₹9.4K Cr | ₹3.4K Cr | 36.0% | ₹536 Cr | ₹4.22 |
| 2024-03-31 | ₹9.5K Cr | ₹3.3K Cr | 34.0% | ₹528 Cr | ₹4.46 |
| 2023-03-31 | ₹8.5K Cr | ₹2.8K Cr | 33.0% | ₹406 Cr | ₹3.65 |
| 2022-03-31 | ₹7.2K Cr | ₹3.2K Cr | 45.0% | ₹212 Cr | ₹2.00 |
| 2021-03-31 | ₹10.8K Cr | ₹4.2K Cr | 39.0% | ₹254 Cr | ₹2.84 |
| 2020-03-31 | ₹9.5K Cr | ₹2.5K Cr | 26.0% | ₹-2.0K Cr | ₹-21.89 |
| 2019-03-31 | ₹11.1K Cr | ₹6.6K Cr | 59.0% | ₹1.0K Cr | ₹10.67 |
| 2018-03-31 | ₹8.9K Cr | ₹5.3K Cr | 60.0% | ₹837 Cr | ₹9.43 |
| 2017-03-31 | ₹6.6K Cr | ₹3.8K Cr | 58.0% | ₹563 Cr | ₹7.32 |
| 2016-03-31 | ₹5.3K Cr | ₹3.3K Cr | 62.0% | ₹383 Cr | ₹5.09 |
| 2015-03-31 | ₹3.9K Cr | ₹2.4K Cr | 62.0% | ₹326 Cr | ₹4.15 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
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