Dashboard/CENTRUM

CENTRUM

CAUTION

Centrum Capital Limited

Finance · NSE

↓ 81.5% vs fair value

52W Low

₹20

+40.4% from low

52W High

₹42

-34.1% from high

News sentiment (4 articles)

0 bull3 neutral1 bear

Valuation Gauge

CAUTION-81.5% Margin of Safety

OVERVALUEDFAIRLY VALUEDUNDERVALUED

Current Price

₹28

Fair Value

₹15

Fair Value Analysis

₹15

Loss-making company — EPS ₹-3.82, PAT ₹-226Cr, Revenue ₹3663Cr. Standard valuation formulas (DCF/Graham/Lynch) are not applicable for loss-making companies. Monitor for return to profitability.

Not rated

P/B Multiple

100% weight

₹18

Price vs Market

CENTRUM

Nifty 50

Shareholding Pattern

Stock Health Score

Mixed Signals

5.1 / 10

50% data

Profitability

0/10

Negative EPS of ₹-3.8 — company is currently loss-making

Debt & Leverage

10/10

D/E ratio of 3.1x is well within the Finance sector norm of 4.0x — strong balance sheet

Valuation vs Peers

5/10

P/E data unavailable — scored neutral

Cash Flow

7/10

Positive operating cash flow of ₹2,118 Cr — healthy for Finance sector

Earnings Growth

5/10

Growth data unavailable — scored neutral

Dividend

4/10

No dividend — typical for growth-stage companies

Sentiment Trend — Last 30 Days

Historical Returns

Key Ratios & Growth

FCF Yield

47.2%

Free cash flow / market cap

Revenue Growth (YoY)

+0.1%

Year-on-year revenue change

Profit Growth (YoY)

+128.8%

Year-on-year PAT change

Operating Cash Flow

₹2.5K Cr

TTM cash from operations

Key Financials

EPS (TTM)

₹-3.8

P/E Ratio

—

P/B Ratio

3.9x

ROE

-50%

ROCE

Debt / Equity

3.08x

Beta

0.19

Div Yield

—

FCF (Cr)

₹2,118 Cr

Revenue (Cr)

₹2,693 Cr

EPS Growth 5Y

—

Mkt Cap (Cr)

₹1,239 Cr

52W High

₹41.9

52W Low

₹19.7

Book Value/Share

₹7.1

Financial History

Period	Revenue	Op Profit	OPM%	PAT	EPS
TTM	₹3.7K Cr	₹1.1K Cr	29.0%	₹-226 Cr	₹-3.82
2025-03-31	₹3.5K Cr	₹1.3K Cr	38.0%	₹-149 Cr	₹-4.51
2024-03-31	₹2.2K Cr	₹968 Cr	44.0%	₹-71 Cr	₹-2.39
2023-03-31	₹1.3K Cr	₹465 Cr	35.0%	₹-183 Cr	₹-3.60
2022-03-31	₹705 Cr	₹158 Cr	22.0%	₹-190 Cr	₹-4.25
2021-03-31	₹508 Cr	₹221 Cr	43.0%	₹-42 Cr	₹-1.13
2020-03-31	₹506 Cr	₹189 Cr	37.0%	₹1 Cr	₹0.35
2019-03-31	₹1.0K Cr	₹579 Cr	56.0%	₹142 Cr	₹2.79
2018-03-31	₹9.9K Cr	₹127 Cr	1.0%	₹42 Cr	₹0.77
2017-03-31	₹7.0K Cr	₹132 Cr	2.0%	₹46 Cr	₹0.72
2016-03-31	₹4.0K Cr	₹75 Cr	2.0%	₹31 Cr	₹0.63
2015-06-30	₹4.5K Cr	₹117 Cr	3.0%	₹53 Cr	₹1.10
2014-06-30	₹3.5K Cr	₹58 Cr	2.0%	₹25 Cr	₹0.60

Compounded Growth Rates

Sales Growth

3Y+40.0%

5Y+48.5%

10Y-0.9%

Profit Growth

3Y—

5Y—

10Y—

EPS Growth

3Y—

5Y—

10Y—

Peer Comparison

Finance

Stock	Price	Fair Value	MoS%	P/E	ROE	Signal
NBIFIN N. B. I. Industrial Finance Company Limited	₹1,720	₹8,110.3	+78.8%	32.3	0.4%	UNDERVALUED
DHUNINV Dhunseri Investments Limited	₹757	₹3,224.5	+76.5%	20.6	0.8%	UNDERVALUED
CPCAP CP Capital Limited	₹88.1	₹335.3	+73.7%	3.7	6.3%	UNDERVALUED
GICHSGFIN GIC Housing Finance Limited	₹143.2	₹426.4	+66.4%	5.6	8.8%	UNDERVALUED
MUTHOOTCAP Muthoot Capital Services Limited	₹191.9	₹447.2	+57.1%	24.8	7.6%	UNDERVALUED
SAMMAANCAP Sammaan Capital Limited	₹147.1	₹284.1	+48.2%	8	5.7%	UNDERVALUED
REPCOHOME Repco Home Finance Limited	₹373.5	₹719.1	+48.1%	4.9	11.8%	UNDERVALUED
LICHSGFIN LIC Housing Finance Limited	₹516.5	₹928.6	+44.4%	5.2	13.0%	UNDERVALUED