CAMS

OVERVALUED

Computer Age Management Services

Financial Services · NSE

289.6% vs fair value

52W Low

611

+23.8% from low

52W High

875

-13.5% from high

News sentiment
20 bull31 neu7 bear

Valuation Gauge

OVERVALUED-289.6% Margin of Safety
OVERVALUEDFAIRLY VALUEDUNDERVALUED

Current Price

₹757

Fair Value

₹194

Fair Value Analysis

₹194

Based on balance sheet strength analysis and book value multiple for Financial Services sector companies | Sector-cheap: P/E at 3th percentile vs sector peers. | ROCE improving (latest 54.0%) — capital allocation becoming more efficient.

Medium confidence

Balance Sheet Value

39% weight

₹306

P/B Multiple

62% weight

₹124

Price vs Market

CAMS
Nifty 50

Shareholding Pattern

Stock Health Score

A

Financially Strong

8.5 / 10

Profitability

10/10

ROE of 38.7% is above the Financial Services sector benchmark of 18% — strong returns

Debt & Leverage

10/10

D/E ratio of 0.0x is well within the Financial Services sector norm of 4.0x — strong balance sheet

Valuation vs Peers

10/10

P/E of 40.7x trades at a 37% discount to Financial Services sector median (65x) — attractively valued

Cash Flow

7/10

Positive operating cash flow of ₹444 Cr — healthy for Financial Services sector

Earnings Growth

6/10

5yr EPS CAGR of 18.6% is below the Financial Services sector average of 23.9%

Dividend

9/10

Dividend yield of 1.6% provides strong shareholder returns (benchmark: 1.5%)

Company Health Timeline

10-year financial health at a glance

FY18
FY19
FY20
FY21
FY22
FY23
FY24
FY25
FY26
Revenue Growth
OPM %
Net Profit
Free Cash Flow
ROE %
ROCE %
Debt / Equity
Interest Cov.
Health Score
100
100
88
88
100
100
100
100
100
Strong
Moderate
Weak
Poor
No data

Sentiment Trend — Last 30 Days

Historical Returns

Key Ratios & Growth

FCF Yield

1.6%

Free cash flow / market cap

Revenue Growth (YoY)

+11.0%

Year-on-year revenue change

Profit Growth (YoY)

+10.6%

Year-on-year PAT change

Operating Cash Flow

₹584 Cr

TTM cash from operations

Key Financials

EPS (TTM)

₹19.2

P/E Ratio

40.7x

P/B Ratio

14.5x

ROE

38.7%

ROCE

44.2%

Debt / Equity

0.05x

Beta

0.11

Div Yield

1.7%

FCF (Cr)

₹444 Cr

Revenue (Cr)

₹1,516 Cr

EPS Growth 5Y

18.6%

Mkt Cap (Cr)

₹19,442 Cr

52W High

₹875

52W Low

₹611.4

Book Value/Share

₹53.9

Financial History

PeriodRevenueOp ProfitOPM%PATEPS
2026-03-31₹1.5K Cr₹683 Cr45.0%₹472 Cr₹19.20
2025-03-31₹1.4K Cr₹652 Cr46.0%₹465 Cr₹19.03
2024-03-31₹1.1K Cr₹505 Cr44.0%₹351 Cr₹14.39
2023-03-31₹972 Cr₹421 Cr43.0%₹285 Cr₹11.64
2022-03-31₹910 Cr₹424 Cr47.0%₹287 Cr₹11.74
2021-03-31₹706 Cr₹296 Cr42.0%₹205 Cr₹8.41
2020-03-31₹700 Cr₹287 Cr41.0%₹172 Cr₹7.05
2019-03-31₹711 Cr₹261 Cr37.0%₹131 Cr₹5.35
2018-03-31₹659 Cr₹276 Cr42.0%₹146 Cr₹5.99

Compounded Growth Rates

Sales Growth

3Y+16.0%
5Y+16.5%
10Y

Profit Growth

3Y+18.3%
5Y+18.2%
10Y

EPS Growth

3Y+18.2%
5Y+18.0%
10Y

Peer Comparison

Financial Services
StockPriceFair ValueMoS%P/EROESignal

Maharashtra Scooters Limited

₹11,720₹21,980+46.7%44.61.1%FAIRLY_VALUED

The Karnataka Bank Limited

₹263.9₹388.7+32.1%8.19.7%FAIRLY_VALUED

JM Financial Limited

₹129.4₹135+4.1%10.412.4%FAIRLY_VALUED

Share India Securities Limited

₹141.9₹140.6-1.0%10.811.4%FAIRLY_VALUED

AvenuesAI Limited

₹13.9₹12-15.2%17.56.3%FAIRLY_VALUED

Tata Investment Corporation Limited

₹668₹518.8-28.8%78.81.4%OVERVALUED

TSF INVESTMENTS LIMITED

₹408.5₹296.2-37.9%18.68.0%OVERVALUED

Jio Financial Services Limited

₹238.9₹171.5-39.3%97.11.2%OVERVALUED

Institutional Activity

Bulk deals, block deals, short selling & delivery volume — NSE data

Insider Trading

Community Pulse

Exchange Filings

BSE announcements · last 90 days

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