Dashboard/AFSL

AFSL

FAIRLY_VALUED

Abans Financial Services Limited

Others · NSE

↑ 48.3% vs fair value

52W Low

₹174

+15.7% from low

52W High

₹270

-25.4% from high

News sentiment (4 articles)

0 bull4 neutral0 bear

Valuation Gauge

FAIRLY_VALUED+48.3% Margin of Safety

OVERVALUEDFAIRLY VALUEDUNDERVALUED

Current Price

₹201

Fair Value

₹389

Fair Value Analysis

₹389

Based on free cash flow projections and balance sheet strength analysis and earnings growth potential for Others sector companies | Sector-cheap: P/E at 17th percentile vs sector peers. | CAUTION: ROCE declining (latest 10.0%) — returns on capital are falling; verify this isn't a value trap. | Growth capped at 13.6% (ROE 11.8%×1.15) — historical CAGR exceeds sustainable rate or COVID period unverifiable.

Medium confidence

Cash Flow Analysis

33% weight

₹124

Balance Sheet Value

33% weight

₹355

Growth Valuation

33% weight

₹688

Price vs Market

AFSL

Nifty 50

Shareholding Pattern

Stock Health Score

B+

Financially Healthy

7.2 / 10

Profitability

8/10

ROE of 11.8% is acceptable for Others sector (benchmark: 15%)

Debt & Leverage

10/10

D/E ratio of 0.6x is well within the Others sector norm of 0.8x — strong balance sheet

Valuation vs Peers

10/10

P/E of 7.9x trades at a 80% discount to Others sector median (40x) — attractively valued

Cash Flow

1/10

Negative FCF of ₹-121 Cr — company is consuming more cash than it generates

Earnings Growth

10/10

5yr EPS CAGR of 20.6% is well above the Others sector average of 12.0% — strong growth

Dividend

4/10

No dividend — typical for growth-stage companies

Sentiment Trend — Last 30 Days

Historical Returns

Key Financials

EPS (TTM)

₹25.4

P/E Ratio

7.9x

P/B Ratio

0.9x

ROE

11.8%

ROCE

16.2%

Debt / Equity

0.58x

Beta

-0.08

Div Yield

—

FCF (Cr)

₹-121 Cr

Revenue (Cr)

₹3,265 Cr

EPS Growth 5Y

20.6%

Mkt Cap (Cr)

₹1,023 Cr

52W High

₹269.5

52W Low

₹173.7

Book Value/Share

₹219.9

Financial History

Annual P&L data not available yet.

Peer Comparison

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SHANTIGOLD Shanti Gold International Limited	₹174	₹628	+72.3%	9.5	23.6%	UNDERVALUED
SHANKARA Shankara Building Products Limited	₹120.9	₹417.1	+71.0%	3.8	15.9%	UNDERVALUED
KSOLVES Ksolves India Limited	₹289	₹944.6	+69.4%	22.2	114.6%	UNDERVALUED
SEDEMAC SEDEMAC Mechatronics Limited	₹1,672.5	₹5,216	+67.9%	142.9	20.2%	UNDERVALUED