AFFLE
OVERVALUEDAffle 3i Limited
IT · NSE
↓ 101.9% vs fair value
52W Low
₹1,246
+14.2% from low
52W High
₹2,186
-34.9% from high
Valuation Gauge
Current Price
₹1,423
Fair Value
₹705
Fair Value Analysis
₹705
Based on free cash flow projections and earnings growth potential for IT sector companies | Sector-expensive: P/E at 83th percentile vs sector peers. | ROCE improving (latest 15.9%) — capital allocation becoming more efficient. | Growth capped at 15.5% (ROE 13.5%×1.15) — historical CAGR exceeds sustainable rate or COVID period unverifiable.
Cash Flow Analysis
50% weight
Growth Valuation
50% weight
Price vs Market
Shareholding Pattern
Stock Health Score
Financially Healthy
Profitability
ROE of 13.5% is acceptable for IT sector (benchmark: 20%)
Debt & Leverage
D/E ratio of 0.0x is well within the IT sector norm of 0.8x — strong balance sheet
Valuation vs Peers
P/E of 45.5x is slightly below the IT sector median of 53x — reasonably valued
Cash Flow
FCF margin of 11.7% — strong cash generation (₹266 Cr)
Earnings Growth
5yr EPS CAGR of 21.3% is well above the IT sector average of 14.2% — strong growth
Dividend
No dividend — typical for growth-stage companies
Sentiment Trend — Last 30 Days
Historical Returns
Key Ratios & Growth
FCF Yield
1.7%
Free cash flow / market cap
Revenue Growth (YoY)
+19.1%
Year-on-year revenue change
Profit Growth (YoY)
+19.0%
Year-on-year PAT change
Operating Cash Flow
₹426 Cr
TTM cash from operations
Key Financials
EPS (TTM)
₹31.2
P/E Ratio
45.5x
P/B Ratio
6.1x
ROE
13.5%
ROCE
15.9%
Debt / Equity
0.01x
Beta
0.2
Div Yield
—
FCF (Cr)
₹266 Cr
Revenue (Cr)
₹2,266 Cr
EPS Growth 5Y
21.3%
Mkt Cap (Cr)
₹19,992 Cr
52W High
₹2,185.9
52W Low
₹1,246
Book Value/Share
₹232
Financial History
| Period | Revenue | Op Profit | OPM% | PAT | EPS |
|---|---|---|---|---|---|
| TTM | ₹2.6K Cr | ₹583 Cr | 23.0% | ₹438 Cr | ₹31.18 |
| 2025-03-31 | ₹2.3K Cr | ₹483 Cr | 21.0% | ₹382 Cr | ₹27.18 |
| 2024-03-31 | ₹1.8K Cr | ₹360 Cr | 20.0% | ₹297 Cr | ₹21.20 |
| 2023-03-31 | ₹1.4K Cr | ₹288 Cr | 20.0% | ₹245 Cr | ₹18.36 |
| 2022-03-31 | ₹1.1K Cr | ₹213 Cr | 20.0% | ₹215 Cr | ₹16.05 |
| 2021-03-31 | ₹517 Cr | ₹130 Cr | 25.0% | ₹135 Cr | ₹10.57 |
| 2020-03-31 | ₹334 Cr | ₹88 Cr | 26.0% | ₹66 Cr | ₹5.14 |
| 2019-03-31 | ₹249 Cr | ₹70 Cr | 28.0% | ₹49 Cr | ₹4.02 |
| 2018-03-31 | ₹167 Cr | ₹46 Cr | 27.0% | ₹28 Cr | ₹2.29 |
Compounded Growth Rates
Sales Growth
Profit Growth
EPS Growth
Peer Comparison
IT| Stock | Price | Fair Value | MoS% | P/E | ROE | Signal |
|---|---|---|---|---|---|---|
Dolat Algotech Limited | ₹72 | ₹550.4 | +86.9% | 10.3 | 20.4% | UNDERVALUED |
Ceinsys Tech Limited | ₹995 | ₹4,355.2 | +77.2% | 16.5 | 25.5% | UNDERVALUED |
Shilchar Technologies Limited | ₹4,058.1 | ₹14,624.9 | +72.3% | 24.6 | 43.9% | UNDERVALUED |
Kellton Tech Solutions Limited | ₹15.2 | ₹50.5 | +70.0% | 8.7 | 12.7% | UNDERVALUED |
Onward Technologies Limited | ₹232 | ₹669.5 | +65.3% | 11.6 | 19.3% | UNDERVALUED |
Radhika Jeweltech Limited | ₹57.9 | ₹159.1 | +63.6% | 8.3 | 18.7% | UNDERVALUED |
Cigniti Technologies Limited | ₹1,202.5 | ₹2,990.5 | +59.8% | 11 | 26.8% | UNDERVALUED |
Ducon Infratechnologies Limited | ₹3.3 | ₹6.6 | +49.2% | 7.7 | 10.1% | UNDERVALUED |
Institutional Activity
Bulk deals, block deals, short selling & delivery volume — NSE data
Insider Trading
Community Pulse
Company Documents
Annual reports, concall transcripts & regulatory filings
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